Free Account
No Minimum Age
Up to Age 18
Ready to teach your kids about responsible banking?
Parents Have Ability To:
- Pay allowance automatically
- Set smart goals & limits
- Get notified every time a purchase is made
- Encourage responsible money management
inCENT-A-SPENDER
YOUTH CHECKING ACCOUNT
- Choose a fun new debit card design
- Entry into $25 gift card drawing with 1 debit card purchase per month
inCENT-A-SAVER
YOUTH SAVINGS ACCOUNT
- Earn 3.00% APY* on balance up to $2,500
- Earn .50% APY* on balance over $2,500
- Earn $5.00 Quarterly with a deposit of at least $25.00
*Annual percentage yields (APY) are accurate as of 12/01/2022 and apply to inCENT-A-SAVER youth savings accounts only. Rates may change at any time without prior notice, before or after the account is opened. You must maintain a minimum average balance of $1.00 to obtain the disclosed APY. No fees are associated with inCENT-A-SAVER youth savings which would reduce the earnings on the account.